Bgaimana kita tertipu dgn skim cepat kaya? Ini contohnya.

Fahami baik-baik. Ilmu ini perlu kita tahu agar ianya tidak berlaku untuk kedua kalinya atau terjebak dgn para suspek penipuan mana2 skim cepat kaya...

1. Saya mempunyai modal cash sebanyak RM100,000.
Saya buka satu syarikat/skim yg ada tawar 3 pakej pelaburan kepada org ramai:
A. Gold - RM400
B. Platinium - RM4,000
C. Diamond - RM40,000

2. Untuk early stage bukan mudah untuk menarik pelabur, stage pertama adalah strategy untuk menjadi 'trusted'. Pada permulaan ramai orang ragu2 dan takut ditipu tapi nak tahu. Kebanyakan org ramai yang suka mencuba akan letakkan pakej yg paling minima iaitu Gold - RM400.

Pakej Gold ini dijanjikan akan dibayar RM100 sebulan selama 3 bulan,
dan pelaburan ini akan matang pada bulan ke-4, dan mereka mempunyai pilihan untuk mendapat RM800 (keuntungan) dan pakej akan segera ditamatkan. Contohnya 1000 org masuk,
total collection yg saya dapat adalah sebanyak RM400,000.Duit ini cukup digunakan untuk membayar habuan bulanan pelabur selama 4 bulan.

Duit modal Saya RM100,000 digunakan utk membayar sebahagian kecil mereka yang stop pada bulan ke 4. Kalau 100 org stop saya kena keluar RM800 x 100 = RM80,000. Apa ada hal keluar sikit modal saya, janji saya dapatkan trusted mereka.
Tengok nanti bagaimana saya ‘makan' duit mereka balik.

3. Psikologi emosi dimainkan waktu ini dimana pelabur akan menjadi tamak sebab dengan hanya menunggu lagi 5 bulan mereka akan mendapat RM3600 disamping RM100 bulanan. Kebanyakan mereka tidak akan stop pada bulan ke 4 tersebut kerana mereka menanti habuan yang lebih lumayan di hadapan. Maka mereka mengambil pilihan teruskan habuan bulanan RM100.

4. Pada bulan keempat tersebut pelabur2 sudah termakan 'trusted' dgn dana tersebut disamping sebahagian kecil yang stop dan dapat RM800 tersebut menjadi bukti kononnya skim itu adalah sangat 'trusted'.

5. Waktu ini kepercayaan terhadap skim ini akan menebal. Maka berbondong-bondonglah diajak keluarga, rakan office,
sahabat handai, oang kampung melabur bersama kerana taksub dgn keyakinan tersebut.Diajak joint venture, kumpul modal ramai-ramai dan melabur.

6. Make it short. Contoh 1000 org tadi yg sangat yakin dan dipukau dengan 'Trusted Scheme' upgrade kepada pakej Diamond - RM40,000. Duit tu mungkin dari joint venture, kumpul duit orang,
personal loan, jual harta, pinjam 'Along'. RM40,000 x 1000 = RM40,000,000.

7. Senangnya saya nak dapatkan RM40,000,000 (Rm40 juta!) dgn hanya membayar nilai lakonan 'Trusted'. Bila dah dapat duit, masa ni saya dah boleh istihar macam2 kepada pelabur2 saya.
Paling senang kena rompak, kena tipu atau pecah amanah (tuduh sesiapa dalam syarikat dan jadikan kambing hitam).

Dan saya tak mampu pulangkan modal pelaburan tersebut kepada pelabur2.
Utk meredakan amarah pelabur saya,
Saya minta tempoh 6 bulan utk selesaikan & recovery, cukup 6 bulan Saya minta extent Lagi 6 bulan. Lama kelamaan mereka putus harap dan pasrah duit mereka telah hangus (disini saya akan mainkan sentimen agama sikit spt rezeki itu Allah yg tentukan). Mereka akan lupa hari demi hari.

Jika anda rasa penulisan ini memberi kesedaran dan manfaat kpd anda,
haruslah di “kongsikan” bersama orang lain agar ianya tersebar luas dan dapat manfaat bersama.

Hati2 di luar sana yang gemar skim cepat kaya macam ini. Sayangilah duit anda.

They're not secrets. The more you know about how insurance works, the more you'll be able to save off your premiums. Follow these simple tips and you'll not only become a more informed consumer, but you'll have everything you need to know to maximise your savings.

1. Get a quote & apply online

Auto insurance coverage may be standard throughout your province, but insurance premiums are another story. Coverage from one company to the next can vary by hundreds, if not thousands of dollars. The only way to make sure you are getting the best base price for your policy is to compare, compare, compare.

2. Make sure all your cars are on the same policy

We offer a "Multi-vehicle discount" for customers who insure more than one car on the same policy. This can bring you savings of up to 10 per cent off both cars.

3. Insure both your car and home with the same company

Again, this will qualify you for a discount called the "Multi-line discount". We offer this savings as an incentive to get your property insurance business too. It's all perfectly legal and it's a great way to get another five per cent off your premiums.

4. Increase your deductibles

In a nutshell, the higher your deductibles, the lower your insurance premiums. Insurance was really meant to cover you for damages you could never afford on your own. If you can afford a $1,000 repair job, then raise your deductibles to $1,000 and pay less for your insurance.

5. Older car? Think about dropping your collision coverage

If your car is getting up there in age, you may want to think about dropping the collision coverage on your policy. You need to think about this one though - it's not always a clear-cut decision. You need to weigh the cost of the collision coverage with the value of your car and your chosen deductibles. For example, if you had a 10-year-old car that was worth about $1,000, and your deductible was $1,000, that collision coverage is not going to be worth a hoot.

6. Drive carefully

Your driving record is one of the most influential factors in determining your insurance rate. Tickets affect your insurance rates for up to three years and accidents stay on your record for at least six! With a bad driving record, you can find yourself paying a lot of extra premium over the years.

7. Drive a "low-risk" car

Insurance rates for cars are based on the previous claims history for that vehicle. The more likely a car is to be stolen or in an accident, the more you pay for insurance. If you are buying a new car, check with the Vehicle Information Centre of Canada or compare quotes to see how your dream-car rates. This may influence your purchase.

8. Don't drive to work

The more you are on the road, the higher your chances of getting in an accident. Insurance rates are higher for people who commute to work. So taking the bus or sharing a ride will not only help you save on parking and gas, but will help lower your insurance premiums.

9. New driver? Take a driver's training course

Licenced drivers who have completed an approved drivers training course in the last 3 years pay lower premiums. Safer drivers pay lower insurance rates.

10. Have an anti-theft device installed in your car

We recognise your car is less likely to be stolen if you have an anti-theft device installed in your vehicle. Check to see if your company offers this "Alarm or anti-theft discount" and consider if the price of the device is worth the added savings over the years. If you already have an approved, factory-installed alarm in your car, we will take this into account when determining your rate.

The Top 10 Most Expensive Keywords are:

Insurance, Loans, Mortgage, Attorney, Credit, Lawyer, Donate, Degree, Hosting, Claim

You’ll notice that these top ten most expensive AdWords keywords deal primarily with financing and industries that manage vast sums of money. The fact that the educational keyword “degree” is one of the top ten most expensive Google keywords, right up with lawyers and credit, reminds us of the growing cost of education. 

The next ten most expensive keywords complete our total list, resulting the top 20 most expensive AdWords keywords:

Conference Call, Trading, Software, Recovery, Transfer, Gas/Electricity, Classes, Rehab, Treatment, Cord Blood 

There you have it – the highest cost keywords. If you are considering entering into one of these industries, be ready to pay high cost per click rates for the top keywords. While some may start treatment facilities for the greater good, be aware that you’ll wind up in one of the most expensive niche groups, and your paid search marketing wallet will suffer from those high CPCs.

The most expensive SEM keywords may be frustrating for those in the industries, but they are the best keywords for Google, who makes 97% of revenue from advertising on Google sites (AdWords, AdSense). In the last four quarters, the biggest player of search engine history brought in $32.2 billion in total advertising revenue.